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    What Is Life Insurance and How Does It Work?

    May 4, 2026
    Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your family may need.
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    2026 Financial Calendar

    December 31, 2025
    Managing your finances effectively begins with staying informed about important dates and deadlines throughout the year. This comprehensive guide outlines key financial milestones, including tax deadlines, benefit payment schedules, and contribution opportunities, to help you stay organized and on track. Whether you're planning for tax season, reviewing your investments, or ensuring timely payments, this calendar provides everything you need to navigate the year with confidence. Take a moment to familiarize yourself with these essential details and set yourself up for a smooth and successful 2026.
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    2025 Federal Budget Highlights

    November 5, 2025
    The 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements to 2026. Overall, the plan aims to balance fiscal discipline with practical support for Canadians and small businesses.
    https://creststonewealth.com/wp-content/uploads/2025/11/Federal-Budget-2025.png 700 1200 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2025-11-05 20:20:592025-11-07 20:43:082025 Federal Budget Highlights

    2025 Financial Calendar

    January 1, 2025
    Managing your finances effectively begins with staying informed about important dates and deadlines throughout the year. This comprehensive guide outlines key financial milestones, including tax deadlines, benefit payment schedules, and contribution opportunities, to help you stay organized and on track. Whether you're planning for tax season, reviewing your investments, or ensuring timely payments, this calendar provides everything you need to navigate the year with confidence. Take a moment to familiarize yourself with these essential details and set yourself up for a smooth and successful 2025.
    https://creststonewealth.com/wp-content/uploads/2025/01/2025-Financial-Calendar.png 280 500 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2025-01-01 15:26:222025-01-01 15:26:302025 Financial Calendar

    RDSP Explained

    October 1, 2024
    Secure the future for loved ones with disabilities through the Registered Disability Savings Plan (RDSP). Take advantage of tax-deferred growth and generous government contributions to build long-term financial security. Learn how the RDSP can be a powerful tool for your family's financial planning.
    https://creststonewealth.com/wp-content/uploads/2024/10/Registered-Disability-Savings-Plan-RDSP-Explained.jpg 300 500 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2024-10-01 13:22:262024-10-01 13:22:29RDSP Explained

    Understanding the Registered Education Savings Plan (RESP)

    September 4, 2024
    Unlock the power of an RESP to secure your child’s educational future. Learn how tax-deferred growth, government grants, and flexible contribution options can ease the burden of rising post-secondary costs. Plan today for a brighter tomorrow!
    https://creststonewealth.com/wp-content/uploads/2024/09/Registered-Disability-Savings-Plan-RDSP-Explained.jpg 300 500 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2024-09-04 18:27:292024-09-04 18:27:33Understanding the Registered Education Savings Plan (RESP)

    What is disability insurance?

    August 7, 2024
    Discover how disability insurance can safeguard your income if you're unable to work due to injury or illness. Learn about the benefits, how it works, and why it's crucial for everyone, especially the self-employed.
    https://creststonewealth.com/wp-content/uploads/2024/08/What-is-disability-insurance.jpg 300 500 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2024-08-07 00:35:262024-08-07 00:35:29What is disability insurance?

    Getting Ready for Money Emergencies

    July 3, 2024
    Facing unexpected financial emergencies? An emergency fund acts as your financial safety net, ensuring peace of mind without dipping into savings or incurring debt. Start small, build steadily.
    https://creststonewealth.com/wp-content/uploads/2024/07/Getting-Ready-for-Money-Emergencies.png 300 500 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2024-07-03 14:07:222024-07-03 14:07:26Getting Ready for Money Emergencies

    Network of Professionals

    June 3, 2024
    As a financial advisor, my primary goal is to help you achieve financial clarity by accessing a network of dedicated professionals. Together, we provide personalized advice and services to help you make informed decisions and secure your future. Think of me as your financial coordinator, ensuring every aspect of your financial life works smoothly.
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    Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates

    April 22, 2024
    Explore the upcoming 2024 Canadian tax changes affecting investors, business owners, and high-net-worth individuals. From capital gains adjustments to new incentives, stay informed with our comprehensive checklist.
    https://creststonewealth.com/wp-content/uploads/2024/04/Stay-Ahead-in-2024-A-Comprehensive-Checklist-for-Federal-Tax-Updates.jpg 300 500 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2024-04-22 19:01:392024-04-22 19:01:48Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates
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    What Is Participating Whole Life Insurance?

    June 1, 2026
    Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it's for, and how it compares to other types of life insurance.
    Read more
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    What Is Life Insurance and How Does It Work?

    May 4, 2026
    Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your family may need.
    Read more
    https://creststonewealth.com/wp-content/uploads/2026/05/What-Is-Life-Insurance-and-How-Does-It-Work.png 700 1200 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2026-05-04 18:20:242026-05-04 18:20:37What Is Life Insurance and How Does It Work?

    Tax Lines to Look Out For on Your 2025 Canadian Tax Return

    April 1, 2026
    The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.
    Read more
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    1100-1631 Dickson Ave
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    V1Y 0B5

    ABOUT

    Creststone Wealth is a financial planning, investing + insurance firm located in British Columbia, serving clients across Canada.

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    OUR DEALER

    Insurance products, including segregated fund policies and health insurance are offered through Creststone Wealth, and Investment Representatives Stephen Cameron, Gail Winzoski, Rochelle Noren, Terry Sorensen and Bharpur Singh Gill offer mutual funds and referral arrangements through Quadrus Investment Services Ltd.

    Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.

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