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    When and Why You Should Conduct an Insurance Audit

    November 1, 2022
    As our lives grow and change with variable circumstances, new additions, and job transitions, our needs for insurance will also evolve. Additionally, economic fluctuations and external circumstances that influence your insurance policy will need frequent re-evaluation to ensure that you are making the most appropriate and financially favorable decisions. Talk to us we can help.
    https://creststonewealth.com/wp-content/uploads/2022/11/why-conduct-an-insurance-audit-coverImage.png 500 500 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2022-11-01 06:00:002022-11-01 14:06:33When and Why You Should Conduct an Insurance Audit

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    Redesigning Group Benefits: Balancing Cost and Employee Value

    August 8, 2026
    As benefits advisors, we see employers struggling to balance rising costs with employee expectations for flexibility and support. This article explores what employees value most, the risks of cutting coverage, and how data-driven strategies can help organizations redesign plans that deliver both cost control and employee satisfaction.
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    https://creststonewealth.com/wp-content/uploads/2026/08/Redesigning-Group-Benefits-Balancing-Cost-and-Employee-Value.png 700 1200 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2026-08-08 08:00:382026-08-08 08:01:08Redesigning Group Benefits: Balancing Cost and Employee Value

    Generic Ozempic Is Here. Will Your Drug Plan Actually Save Money?

    July 15, 2026
    Generic semaglutide (the active ingredient in Ozempic) is now available in Canada, and it has the potential to meaningfully reduce drug costs for employer-sponsored benefits plans. But savings are not automatic. Without the right plan design in place, many members may stay on the brand-name drug and costs could remain unchanged. Here is what plan sponsors need to know and do right now.
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    https://creststonewealth.com/wp-content/uploads/2026/07/GenericOzempicFI.png 700 1200 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2026-07-15 17:52:412026-07-15 17:53:04Generic Ozempic Is Here. Will Your Drug Plan Actually Save Money?

    What Happens to Your Group Benefits When You Leave a Job?

    July 1, 2026
    Most Canadians do not think about their group benefits until the day they leave a job, and by then, the clock is already ticking. Health and dental coverage typically ends on your last day. But here is the part many people miss: your group life insurance comes with a conversion privilege that lets you carry it over to an individual policy without a medical exam. The window to act is usually just 31 days. Whether you are changing jobs, being laid off, or heading out on your own, knowing your options before your last day makes a real difference. Here is what to know.
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    https://creststonewealth.com/wp-content/uploads/2026/07/Group-benefits-checklist-When-you-leave-a-job.png 700 1200 CRESTSTONE Wealth https://creststonewealth.com/wp-content/uploads/2021/05/creststone-logo-550.png CRESTSTONE Wealth2026-07-01 13:13:412026-07-01 13:13:57What Happens to Your Group Benefits When You Leave a Job?

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    Creststone Wealth is a financial planning, investing + insurance firm located in British Columbia, serving clients across Canada.

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    OUR DEALER

    Insurance products, including segregated fund policies and health insurance are offered through Creststone Wealth, and Investment Representatives Stephen Cameron, Gail Winzoski, Rochelle Noren, Terry Sorensen and Bharpur Singh Gill offer mutual funds and referral arrangements through Quadrus Investment Services Ltd.

    Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.

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